insurance-today.net Terms of Service

1. Acceptance of and Modification to this Agreement. Welcome to insurance-today.net hereinafter referred to as "insurance-today.net". The legal owners, directors, officers, partners, employees, representatives, contractors, service providers, third party licensors, affiliates, successors or assigns of insurance-today.net hereinafter called as "owners and service providers" provide services in the form of information via web pages, blogs, chat windows or emails and hereinafter called as "content" at insurance-today.net. You are authorized to read the content subject to the terms and conditions stated in this document. By using any of the content provided at insurance-today.net, you agree to be legally, wholly and irrevocably bound by all terms and conditions as listed out in this document hereinafter called as the "Agreement". insurance-today.net reserves the absolute right to add, edit or delete any terms or conditions mentioned in this Agreement at any time of our choosing and convenience without any prior notification to any user of the content of insurance-today.net. Any such modification(s) shall be effective the moment they are displayed at insurance-today.net or this agreement is updated at insurance-today.net. To use any or all the content that is available at insurance-today.net, you agree to be legally, wholly and irrevocably bound by the terms and conditions mentioned in this agreement and to do so, you must be of legal age as deemed by the appropriate legal authorities at the location of your current residence and, by state of California, United States of America and not otherwise in anyway be prohibited from using the Services either by the laws of the jurisdiction from which you access the Services or by the State of California or by the government of the United States of America.
2. Notice regarding information at insurance-today.net: The contents of insurance-today.net are strictly provided for information purposes only. The owners and service providers of insurance-today.net do not intend that the content be construed as advice. Any user who undertakes to use the content as advice does so at his or her own risk and any loss financial or otherwise in whatsoever form arising out of such use of the content presented at insurance-today.net, cannot be passed on to the owners and service providers of insurance-today.net nor can owners and service providers of insurance-today.net be in any way held liable for damages arising out of use of any content at insurance-today.net. Every effort is made to ensure that the information and content displayed and otherwise made available at insurance-today.net is accurate, reliable and timely. However, the owners and service providers of insurance-today.net specifically disclaim all warranties, express, implied or statutory, regarding the accuracy, timeliness and completeness of any information presented insurance-today.net. Some of the content at insurance-today.net is provided by third-parties that may or may not be affiliated to insurance-today.net. Such third-party content including offers displayed at insurance-today.net are subject to change without notice. Visitors to insurance-today.net are encouraged to independently verify the terms of any such offers prior to accepting information or participating in any offers. The intention of the owners and service provider of insurance-today.net is to provide general information only. All visitors to insurance-today.net should therefore discuss their specific needs with appropriately qualified professionals of their choice. All information, content, service including deemed service or merchandise contained or mentioned in any part of the content at insurance-today.net is strictly provided on an "as is" basis.
3. Modification to or Termination of Services. All users of insurance-today.net acknowledge and agree that the owners and service providers may add, modify, alter, delete either fully or partly any Services of content or offer or any features at any time or terminate user access to them without prior notice or intimation. As user of insurance-today.net you acknowledge and agree that owners and service providers shall not be liable to you or any successors or assigns or third parties as a result of any such addition, modification or termination. You may discontinue use of insurance-today.net at any time of your choosing without notice or legal intimation to us.
4. The Service. The Service provided by the owners and service providers is expressly designed to help you the user of insurance-today.net to locate information that may be of interest to you and to digitally assist you via insurance-today.net in locating products, services, and suppliers that may be of interest to you. The owners and service providers of insurance-today.net legally own all intellectual property rights generated out of content at insurance-today.net. The owners and service providers of insurance-today.net reserve the unconditional right to screen content accessible through links at insurance-today.net and to remove any such links at any time without prior notice to you or any users of insurance-today.net. You hereby expressly acknowledge, agree and approve that the owners and service providers of insurance-today.net are not responsible for any third party content and that you and all users of insurance-today.net must evaluate any such third party content and bear all legal and non-legal risks that might be associated with any intentional or non-intentional use of the content, including any reliance on the accuracy or completeness of the content at insurance-today.net.
5. Use of the Services. You may use the content at insurance-today.net for your individual personal use only and you hereby expressly agree that:

(i) you shall not without prior written approval, reproduce, duplicate, copy, sell, trade or otherwise exploit the Services for any commercial purpose or
(ii) you shall access the content at insurance-today.net only through the interface provided by owners and service providers of insurance-today.net and that you will not use a robots, spiders or any other technological process whether legal or otherwise to monitor or copy the content provided by owners and service at insurance-today.net.
6. Restrictions. Except as expressly mentioned and provided in this agreement, you shall not:

(i) use any portion of the content at insurance-today.net, in any publication or media whether online or offline or as part of the source code of any other website, or wholly or as part of any printed or electronic or digital content elsewhere;
(ii) distribute, reproduce, modify, republish, publish, create derivative works, upload, copy, transmit, post or otherwise use any portion of the content at insurance-today.net or frame insurance-today.net or any part of the content of insurance-today.net within any other web site, without prior written permission of the owners and service providers of insurance-today.net;
(iii) reverse assemble, reverse engineer, decompile or otherwise attempt to discover or decipher any source code within the content design or structure of insurance-today.net.
7. Links from and to the Site. The owners and service providers of insurance-today.net do not have any control over websites you might visit by using any links within any content at insurance-today.net. You therefore hereby acknowledge and agree that we have no responsibility for either the accuracy of information or availability of information provided by any web sites to which you may link from insurance-today.net. Under no circumstances should links to any external sites be construed as an endorsement by the owners and service providers of insurance-today.net nor should any content, products, services or advertising or other materials at such sites be construed as being associated in any way with the owners and service providers of insurance-today.net. The owners and service providers of insurance-today.net do not write, edit, nor in any way author or monitor any website that might be linked from within the content presented in insurance-today.net. You hereby expressly acknowledge and agree that the owners and service providers of insurance-today.net are not in any way or manner whatsoever responsible or liable for any loss or damage directly or indirectly that might have been caused or alleged to have been caused by or in connection with your use of any goods, services or content made available at such websites that might be linked from within the content presented in insurance-today.net.
8. Disclaimers All content information and services provided at insurance-today.net is provided "as is" and "as available" for your use. the content and services are provided without conditions or warranties of any kind, either express or implied, including but not limited to implied warranties and conditions of merchantability, fitness for a particular purpose or non infringement. Neither we, our affiliates and related entities, nor any of their respective employees, agents, third party content providers or licensors warrant that the content is accurate, reliable or correct; that insurance-today.net will be available at any particular time or location; that any defects or errors will be corrected or that the content is free of viruses or other harmful components. your use of insurance-today.net is solely at your risk. Because some jurisdictions do not permit the exclusion of certain warranties, those exclusions may not apply to you.
9. Limit of Liability In no event shall the owners of insurance-today.net or its directors, officials, partners, employees, contractors, representatives, third party licensors, affiliates, successors or assigns be liable to you for your accessing insurance-today.net or under or related to this agreement for any special, indirect, punitive, incidental, reliance, exemplary or consequential damages, loss of expected savings, loss of profits, or any other non-direct damages howsoever caused whether or not we or any of the website parties have been advised of the possibility of such damages, and their collective maximum liability to you under or related to this agreement shall in no occasion exceed the amount paid by you for use of the services, if any. the limitations of liability and disclaimers in this agreement shall apply irrespective of the form of action, whether in contract, warranty, strict liability, negligence or other tort and shall survive a fundamental breach or breaches or the failure of the essential purpose of contract or the failure of an exclusive remedy. Because some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, the website parties' liability in such jurisdictions shall be limited to the extent permitted by law.
10. Indemnity. You agree to defend, indemnify and hold the owners and service providers of insurance-today.net harmless from and against any and all claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of insurance-today.net and the Content or your breach of these Terms of Service or in connection with your use of the Services.
11. Choice of law & International Use. We don't make any representation that insurance-today.net or the Content is appropriate or available for use in Canada, Israel, Cyprus, Bulgaria, Estonia, Curacao, Philippines, Panama, France and its territories, and The United States of America and its territories. Those who desire to access the Site from these locations are liable for compliance with any applicable local law of the country in which you reside.
12. Statute of Limitations. You agree that despite any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or the Terms of Service must be filed within one year after such claim or cause of action arose, or be forever barred.